HDI – Liability and Comprehensive Insurance

Discover the HDI brand, owned by Warta, and compare its liability, comprehensive, accident, and roadside assistance coverage against more than 30 other insurers.

About the HDI Brand

HDI is a motor insurance brand owned by Warta—an insurance company that is part of the Talanx Group. So when you purchase a policy bearing the HDI logo, you benefit from the resources of an insurer that operates on the Polish market.

The brand focuses on auto insurance, that is, products designed for drivers and vehicle owners. You’ll also find it listed on comparison websites—including Tanie OC, where its offerings appear alongside those of other insurers.

For you as a driver, the most important thing is that HDI policies operate under the same rules as products from other insurers: mandatory liability insurance has a scope defined by law, and voluntary products are described in the general terms and conditions of insurance (GTC), which you should review before purchasing a policy.

Third-Party Liability, Comprehensive, Accident, and Roadside Assistance – HDI’s Auto Insurance Offerings

The range of insurance products offered by insurers—including the HDI brand—is based on four core products. Below is a brief explanation of what each one is—you can always check the General Terms and Conditions for the specific terms of a particular policy.

  • OC – required liability insurance Motor vehicle liability insurance protects victims of accidents you cause. Its scope and coverage limits are specified by law, which is why they are identical across all insurance companies—policies differ primarily in price.
  • AC (comprehensive auto insurance) – Voluntary insurance for your vehicle, covering, among other things, the consequences of collisions, theft, vandalism, and natural disasters. The scope of coverage depends on the plan you choose.
  • NNW – Accident insurance provides benefits to the driver and passengers in the event of bodily injury sustained in connection with the operation of the vehicle.
  • Assistance – Assistance in the event of a breakdown or accident: towing, on-site repairs, or a replacement vehicle, depending on the policy option.

All Types of Auto Insurance We've covered this in detail in a separate guide—it will help you figure out which add-ons make sense for your situation.

How can I buy affordable HDI liability insurance?

Since the scope of liability insurance is mandated by law and is the same everywhere, the premium amount is the primary factor in choosing a policy. However, you don’t have to ask about it separately at every insurance company—the following will help you find a good deal: Cheap Auto Insurance Comparison Site.

  • You fill out a single form—you only need to provide your vehicle information and insurance history once.
  • You'll receive a comparison of offers from over 30 insurance companies, including HDI, and see how its offer stacks up against the competition.
  • You can purchase the policy of your choice online in just a few minutes or order it by phone from an advisor at 735 736 737.

Don’t assume right away that a particular brand will be the cheapest for you—the premium is calculated based on factors such as your age, claims history, and vehicle. Only by comparing offers will you be able to determine whether HDI’s proposal is actually the best option for you.

HDI is a motor insurance brand owned by Warta and operating as part of the Talanx Group. Its offerings include essential products for drivers: mandatory liability insurance, as well as optional comprehensive coverage, accident insurance, and roadside assistance. Since the scope of liability coverage is identical across all insurers, the attractiveness of a policy is determined mainly by the premium—and the easiest way to evaluate it is by comparing it with offers from other insurers in a single comparison table.

Find out how much liability insurance costs at HDI

Compare offers from over 30 insurance companies, including HDI, and see where the same policy costs the least. Have questions? Call: 735 736 737.

COMPARE OFFERS